Living with ATEG
The Innovative Living Concept in Detail
Your Choice: Rent or Rent-to-Own
- ATEG Capital enables affordable housing with flexible payment models.
- Rent up to 25-35% cheaper than market prices – based on actual investment costs.
- The security deposit is 25-35% lower than usual.
- No hidden costs – 0% surcharge, 1€ down payment, no debt!
- Maximum flexibility – switch between rent & rent-to-own at any time.
- Operating costs are individualized & depend on external providers.
- Voluntary use of ATEG.DV – an additional way to save even more!
ATEG Rent: Simple & Transparent
The monthly rent is based on the investment value of the property, meaning the purchase price that ATEG Capital paid for the acquisition, including all fees for a renovated and ready-to-move-in home.
Rent Calculation:
- Base Rent: 0.1% of the property purchase price
- Maintenance Contribution: 30% of the base rent for repairs, renovations & upkeep
Additional Conditions:
- Security Deposit: Three times the ATEG rent (refunded upon proper return of the apartment).
- Operating Costs: Calculated separately and depend on the specific property.
- Maintenance Contribution: Used for necessary renovation and upkeep work.
Example for an apartment with a purchase price of €200,000:
Taxes & operating costs are not included, as they are calculated individually.
Base Rent:
€200/month
Maintenance Contribution:
€60/month
Total ATEG Rent:
€260/month
Security Deposit:
€780
ATEG Rent-to-Own: Your Path to Ownership
If you decide to purchase your apartment, you can switch to rent-to-own at any time – with no down payment, no waiting period, and no surcharge.
How does rent-to-own work?
- ATEG rent + ATEG purchase rate are directly deducted from the purchase price.
- No impact on your credit score – since you don’t need a loan.
- You decide how much & when you pay – no restrictions!
- If you change your mind, you can switch back to renting at any time.
Security for You:
- The security deposit & maintenance contribution will only be refunded after the full repayment of the purchase price.
- If repairs are needed during the rent-to-own period that exceed the deposited security deposit and maintenance contribution, the excess amount will be added to the purchase price.
Example Calculation for Homeownership with a Purchase Price of €200,000:
ATEG Purchase Rate – Monthly Payment (Rent + Purchase Rate) – Time Until Ownership
ATEG Rent
ATEG Purchase
Rate Total
Years
€260
€0
€260/month
83,3
€260
€300
€560/month
33,3
€260
€500
€760/month
23,8
What Makes It Special:
- The higher the ATEG purchase rate, the faster the property is paid off.
- The entire purchase amount is invested directly into ownership without any surcharge.
ATEG.DV: Flexible Payment Options (Voluntary)
Your Home
Your Token!
- ATEG residents automatically become ATEG members.
- Rent & rent-to-own payments can be made with ATEG.DV upon request – a voluntary option!
-
The token value follows an intelligent price index:
- Index price = Average of the highest & lowest price from the previous month.
- Fixed value for one month – independent of market fluctuations.
How Can You Voluntarily Benefit from ATEG.DV?
1
Buy Low & Redeem High:
If the market price is lower than our index price, you can buy ATEG.DV at a lower price and redeem it with us at a higher value!
2
Sell High & Pay in Euros:
If the market price is higher than our index price, you can sell ATEG.DV on the open market and use the profit to pay your rent or purchase rate!
3
Value Appreciation = Faster Homeownership:
If the token gains value over time, you can pay more with fewer ATEG.DV and become a homeowner faster!
Result:
Using ATEG.DV is voluntary, but it offers an additional way to finance your home more affordably while benefiting from an intelligent token system!
Your Advantage: The ATEG.DV Benefit
Living with us means more than just having a home – it means real added value. With the ATEG.DV Benefit, we reward you additionally – fairly and transparently.
For Renters:
When you move out, you will receive your full security deposit back – plus, we gift you 10% in ATEG.DV tokens, sourced from frozen reserves.
For Rent-to-Own Buyers:
Once you have fully paid off your home, you will receive your security deposit back plus a 10% bonus in ATEG.DV tokens. If no renovations were necessary, we will also refund your maintenance contribution in euros – plus an additional 10% in ATEG.DV tokens.